Focus Wealth
Today, young people are often called the “the smashed avocado generation,” supposedly frittering away money on ‘luxury’ items rather than working …
Read moreAre young people putting themselves at risk without life insurance?
The COVID-19 pandemic has certainly disrupted our daily lives, forcing us to close entire industries and change our behaviour overnight. …
Read moreManaging your financial health during the COVID-19 pandemic
Australians enjoy one of the highest life expectancies in the world, which means you can look forward to a long …
In times of uncertainty, when share markets and interest rates are falling, along with declines in consumer and business confidence, …
How has COVID-19 changed Australian consumer spending habits? Australian spending habits have changed markedly in the last few months. Consumers …
Read moreHow has COVID-19 changed Australian consumer spending habits?
Introduction Covid-19 developments continued to dominate attention. There were spikes in the number of new infections in both Australia and …
Available for a limited time, the HomeBuilder grant offers eligible owner-occupiers, including first-home buyers, a potential tax-free $25,000 boost to …
Estimates of the size of the sustainable investment market vary from around $23 trillion to almost $31 trillion, with responsible …
For decades real estate not only delivered security and comfort to bring up Australian families but also a cast-iron vehicle …
In Australia, we’re pretty big on borrowing money. According to figures published by Finder, Australia takes the number four spot …
With a little bit of planning you should be able to successfully avoid having the joy of starting a family …
If you’ve only recently started earning for yourself, taken out a mortgage or started a family, you’ll know it’s a …
Ever since King Alyattes of Lydia minted the first coin in 600BC, humanity’s relationship with money has been constantly evolving. …
Read moreFrom bartering to smartphones—how our money habits have evolved
Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, …
According to recent research from Mortgage Choice and Core Data, 35% of Australians give in to the temptation to spend …
If your partner has expressed that you’re a bit of a letdown when it comes to managing money, here are …
Read more9 tips when you don’t size up in the financial department
Here are some ways you may be able to benefit your bod, while upping the change in your back pocket …
Read more7 healthy habits that could improve your bank balance by thousands
If you’ve realised you might have a problem with your credit card debt, it’s time to take back control. Sit …
Read more6 ways to reduce your credit card debt once and for all
In Australia, special capital gains tax rules apply when dealing with assets of a deceased estate. The most common types …
In the wake of recent ferocious bushfires, the climate change debate has climbed the news agenda, with many Australians now …
To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare …
Everyone who’s approaching retirement wants to know how much money they need to save – how much is enough to …
Super law sets out some requirements that trustees of regulated super funds need to consider when formulating an investment strategy. …
When considering the financial position they’ve achieved in retirement, many Australian retirees share the same opinion: “I wish I’d saved …
Australia Headline inflation rose slightly more than expected in the December quarter. Prices rose 0.7% over the three-month period, the …
We like to think we’re rational beings. But the reality is that a lot of our daily behaviour is influenced …
Read moreSix cognitive biases that influence how we save, spend and invest money
Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an …
Your super returns may be doing ok, but could they be better? Being actively involved in how and where your …
Market and Economic overview Australia The Reserve Bank of Australia lowered interest rates in June by 25 basis points to …
What is estate planning? If you’ve got people in your life who you love and want to take care of, …
Looking at where to buy a home and put down roots? Explore the pros and cons of choosing the city …
Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover …
It’s official, a de-cluttering spree is sweeping the country, and Aussies are favouring a minimalist look over homes packed with …
Read moreBuy Swap Sell – How to make cash from your clear out
Being financially independent is a mindset that many women are aspiring to, particularly those in relationships. While your job, or …
Read more11 steps to financial independence for Australian women
We all love our children. So it can be tough to admit they may not be great with money. But …
Read more5 ways to help your grown-up children manage their finances better
With tap and go payments becoming ever more popular and the advent of instant transfers between domestic bank accounts, how …
An ETF is an investment fund that holds a basket of securities – such as shares or bonds that tracks …
It may seem that the worry list for investors is bigger and more confusing than ever before. Some of this …
Read moreSuccessful investing despite 115 million worries and Truth Decay
A ‘black swan’ refers to an event or occurrence that deviates beyond what is normally expected of a situation and …
The days of retiring as soon as you can get an age pension may well be over. With Australians living …
With recent media coverage about insurance sales tactics, many Aussies might be concerned they’re being sold personal insurance policies – …
While a Will states how you would like your hard-earned assets to be distributed, it doesn’t automatically include your super. …
Catherine Belford
catherine@focusedwealth.com.au
Mobile: 0402 974 305
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