Seven reasons why the trend in shares will likely remain up, albeit with bumps along the way
Key points Shares have had a strong run up from their March lows with US shares now at a record …
Are young people putting themselves at risk without life insurance?
Today, young people are often called the “the smashed avocado generation,” supposedly frittering away money on ‘luxury’ items rather than working …
Read moreAre young people putting themselves at risk without life insurance?
Managing your financial health during the COVID-19 pandemic
The COVID-19 pandemic has certainly disrupted our daily lives, forcing us to close entire industries and change our behaviour overnight. …
Read moreManaging your financial health during the COVID-19 pandemic
Make Your Super Last
Australians enjoy one of the highest life expectancies in the world, which means you can look forward to a long …
Investing during a recession
In times of uncertainty, when share markets and interest rates are falling, along with declines in consumer and business confidence, …
How has COVID-19 changed Australian consumer spending habits?
How has COVID-19 changed Australian consumer spending habits? Australian spending habits have changed markedly in the last few months. Consumers …
Read moreHow has COVID-19 changed Australian consumer spending habits?
Economic Update
Introduction Covid-19 developments continued to dominate attention. There were spikes in the number of new infections in both Australia and …
Am I eligible for the HomeBuilder grant?
Available for a limited time, the HomeBuilder grant offers eligible owner-occupiers, including first-home buyers, a potential tax-free $25,000 boost to …
A guide to active and passive investing
Investment funds can be broadly split into two categories – active and passive. And while both options play a part …
Who inherits your super?
There are only certain people who can inherit your super when you die. There are also two different types of …
Unintended consequences of Government COVID-19 Policies
For every action there is a reaction. And while we’re not criticising the government’s policy response to COVID-19, we recognise …
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Planning, not panic: managing retirement portfolios through the pandemic
Despite the recent wild ride for markets coping with the uncertainty of the coronavirus pandemic, many investors are well-versed in …
Read morePlanning, not panic: managing retirement portfolios through the pandemic
Geopolitical risks for the economy and investments
The world has always been challenged by the dynamics of geopolitics. The nature and magnitude of associated conflicts may transition …
Economic Update
Market and Economic overview Australia The coronavirus ‘curve’ of known cases has flattened out, suggesting social distancing measures have been …
Downsizer contributions: what are the rules?
In the first year since older Australians have been allowed to make downsizer contributions, 4,246 people have contributed a total …
Downsizer contributions: what are the rules?
In the first year since older Australians have been allowed to make downsizer contributions, 4,246 people have contributed a total …
Dividend cuts – what can investors expect?
Since the financial crisis more than a decade ago, investors have had to search much harder for income as savings …
Market Insight – Staying the Course
While it can be hard to stay in the market when share prices plummet, now is not the time to …
Light at the end of the coronavirus tunnel – what does it mean for investors?
Introduction The blanket coverage of coronavirus and its impact on the economy can lead to a lot of confusion. Some …
Read moreLight at the end of the coronavirus tunnel – what does it mean for investors?
Federal Government stimulus package
March 2020 What it means for individuals, retirees and the Australian economy Here we explain some of the benefits you …
The increasing spread of Coronavirus: updated economic and investment market implications
Key points While reported new coronavirus cases in China have slowed, the pickup in cases outside China has led to …
Read moreThe increasing spread of Coronavirus: updated economic and investment market implications
Where could responsible investing take you?
Estimates of the size of the sustainable investment market vary from around $23 trillion to almost $31 trillion, with responsible …
Time to take the property plunge?
For decades real estate not only delivered security and comfort to bring up Australian families but also a cast-iron vehicle …
How to get out of debt
In Australia, we’re pretty big on borrowing money. According to figures published by Finder, Australia takes the number four spot …
How to budget for a baby
With a little bit of planning you should be able to successfully avoid having the joy of starting a family …
Good things come to those who wait
If you’ve only recently started earning for yourself, taken out a mortgage or started a family, you’ll know it’s a …
From bartering to smartphones—how our money habits have evolved
Ever since King Alyattes of Lydia minted the first coin in 600BC, humanity’s relationship with money has been constantly evolving. …
Read moreFrom bartering to smartphones—how our money habits have evolved
Four ways to declutter your finances
Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, …
Buck the spending trends
According to recent research from Mortgage Choice and Core Data, 35% of Australians give in to the temptation to spend …
9 tips when you don’t size up in the financial department
If your partner has expressed that you’re a bit of a letdown when it comes to managing money, here are …
Read more9 tips when you don’t size up in the financial department
7 healthy habits that could improve your bank balance by thousands
Here are some ways you may be able to benefit your bod, while upping the change in your back pocket …
Read more7 healthy habits that could improve your bank balance by thousands
6 ways to reduce your credit card debt once and for all
If you’ve realised you might have a problem with your credit card debt, it’s time to take back control. Sit …
Read more6 ways to reduce your credit card debt once and for all
Will I pay Capital gains Tax on my Inheritance?
In Australia, special capital gains tax rules apply when dealing with assets of a deceased estate. The most common types …
Time to consider green investing?
In the wake of recent ferocious bushfires, the climate change debate has climbed the news agenda, with many Australians now …
Making sense of Medicare and your tax obligations
To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare …
Is $1 million enough to retire on?
Everyone who’s approaching retirement wants to know how much money they need to save – how much is enough to …
How to review your SMSF investment strategy
Super law sets out some requirements that trustees of regulated super funds need to consider when formulating an investment strategy. …
How to overcome a financial setback
When considering the financial position they’ve achieved in retirement, many Australian retirees share the same opinion: “I wish I’d saved …
Market and Economic overview
Australia Headline inflation rose slightly more than expected in the December quarter. Prices rose 0.7% over the three-month period, the …
Six cognitive biases that influence how we save, spend and invest money
We like to think we’re rational beings. But the reality is that a lot of our daily behaviour is influenced …
Read moreSix cognitive biases that influence how we save, spend and invest money
Should I borrow to invest in shares?
Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an …
Investment strategies for your super
Your super returns may be doing ok, but could they be better? Being actively involved in how and where your …
Economic Update
Market and Economic overview Australia The Reserve Bank of Australia lowered interest rates in June by 25 basis points to …
Understand estate planning
What is estate planning? If you’ve got people in your life who you love and want to take care of, …
Country or city? Which is right for you?
Looking at where to buy a home and put down roots? Explore the pros and cons of choosing the city …
Changing money habits for good
Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover …
Buy Swap Sell – How to make cash from your clear out
It’s official, a de-cluttering spree is sweeping the country, and Aussies are favouring a minimalist look over homes packed with …
Read moreBuy Swap Sell – How to make cash from your clear out
11 steps to financial independence for Australian women
Being financially independent is a mindset that many women are aspiring to, particularly those in relationships. While your job, or …
Read more11 steps to financial independence for Australian women
5 ways to help your grown-up children manage their finances better
We all love our children. So it can be tough to admit they may not be great with money. But …
Read more5 ways to help your grown-up children manage their finances better
How close are we to a cashless society?
With tap and go payments becoming ever more popular and the advent of instant transfers between domestic bank accounts, how …
