Why it’s important to think about insurance ahead of retirement
If retirement’s coming up on your horizon, you’ll be keen to make sure your plans stay on track. It makes …
Economic Update
Australia: The Reserve Bank of Australia cut the official cash rate to a new historic low of 0.1%. The Treasurer …
How to get Aged Care at Home
Older people who are struggling to live at home and take care of themselves often face a dilemma. Many don’t …
Many Aussies in the dark about retirement
There’s always been a lot of unknowns when it comes to retirement but throw a global pandemic into the mix, …
Nine keys to successful investing
Introduction As an investor it’s very easy to get thrown off by the ever-present worry list surrounding investment markets that …
Preparing for retirement during Covid-19
Timing is everything. It’s true in comedy, and it’s also the case when it comes to retirement. After decades of …
Responsible and ethical investing
If you’d like your money to make a difference to the world as well as to your future, ethical investing …
What you need to know if you deferred your loan repayments due to COVID-19
With the initial six-month deferral period coming to an end, lenders have started contacting customers who deferred their home and …
Five reasons why this downturn and subsequent recovery are different
Key Points This economic downturn and recovery differs from those of the past in that: the downturn was driven by …
A Joe Biden Presidency
Implications for Investors and Australia Key points: The US election has been close and final counting as well as legal …
Seven reasons why the trend in shares will likely remain up, albeit with bumps along the way
Key points Shares have had a strong run up from their March lows with US shares now at a record …
Are young people putting themselves at risk without life insurance?
Today, young people are often called the “the smashed avocado generation,” supposedly frittering away money on ‘luxury’ items rather than working …
Managing your financial health during the COVID-19 pandemic
The COVID-19 pandemic has certainly disrupted our daily lives, forcing us to close entire industries and change our behaviour overnight. …
Make Your Super Last
Australians enjoy one of the highest life expectancies in the world, which means you can look forward to a long …
Investing during a recession
In times of uncertainty, when share markets and interest rates are falling, along with declines in consumer and business confidence, …
How has COVID-19 changed Australian consumer spending habits?
How has COVID-19 changed Australian consumer spending habits? Australian spending habits have changed markedly in the last few months. Consumers …
Economic Update
Introduction Covid-19 developments continued to dominate attention. There were spikes in the number of new infections in both Australia and …
Am I eligible for the HomeBuilder grant?
Available for a limited time, the HomeBuilder grant offers eligible owner-occupiers, including first-home buyers, a potential tax-free $25,000 boost to …
A guide to active and passive investing
Investment funds can be broadly split into two categories – active and passive. And while both options play a part …
Who inherits your super?
There are only certain people who can inherit your super when you die. There are also two different types of …
Unintended consequences of Government COVID-19 Policies
For every action there is a reaction. And while we’re not criticising the government’s policy response to COVID-19, we recognise …
Planning, not panic: managing retirement portfolios through the pandemic
Despite the recent wild ride for markets coping with the uncertainty of the coronavirus pandemic, many investors are well-versed in …
Geopolitical risks for the economy and investments
The world has always been challenged by the dynamics of geopolitics. The nature and magnitude of associated conflicts may transition …
Economic Update
Market and Economic overview Australia The coronavirus ‘curve’ of known cases has flattened out, suggesting social distancing measures have been …
Downsizer contributions: what are the rules?
In the first year since older Australians have been allowed to make downsizer contributions, 4,246 people have contributed a total …
Dividend cuts – what can investors expect?
Since the financial crisis more than a decade ago, investors have had to search much harder for income as savings …
Market Insight – Staying the Course
While it can be hard to stay in the market when share prices plummet, now is not the time to …
Light at the end of the coronavirus tunnel – what does it mean for investors?
Introduction The blanket coverage of coronavirus and its impact on the economy can lead to a lot of confusion. Some …
Federal Government stimulus package
March 2020 What it means for individuals, retirees and the Australian economy Here we explain some of the benefits you …
The increasing spread of Coronavirus: updated economic and investment market implications
Key points While reported new coronavirus cases in China have slowed, the pickup in cases outside China has led to …
Where could responsible investing take you?
Estimates of the size of the sustainable investment market vary from around $23 trillion to almost $31 trillion, with responsible …
Time to take the property plunge?
For decades real estate not only delivered security and comfort to bring up Australian families but also a cast-iron vehicle …
How to get out of debt
In Australia, we’re pretty big on borrowing money. According to figures published by Finder, Australia takes the number four spot …
How to budget for a baby
With a little bit of planning you should be able to successfully avoid having the joy of starting a family …
Good things come to those who wait
If you’ve only recently started earning for yourself, taken out a mortgage or started a family, you’ll know it’s a …
From bartering to smartphones—how our money habits have evolved
Ever since King Alyattes of Lydia minted the first coin in 600BC, humanity’s relationship with money has been constantly evolving. …
Four ways to declutter your finances
Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, …
Buck the spending trends
According to recent research from Mortgage Choice and Core Data, 35% of Australians give in to the temptation to spend …
9 tips when you don’t size up in the financial department
If your partner has expressed that you’re a bit of a letdown when it comes to managing money, here are …
7 healthy habits that could improve your bank balance by thousands
Here are some ways you may be able to benefit your bod, while upping the change in your back pocket …
6 ways to reduce your credit card debt once and for all
If you’ve realised you might have a problem with your credit card debt, it’s time to take back control. Sit …
Will I pay Capital gains Tax on my Inheritance?
In Australia, special capital gains tax rules apply when dealing with assets of a deceased estate. The most common types …
Time to consider green investing?
In the wake of recent ferocious bushfires, the climate change debate has climbed the news agenda, with many Australians now …
Making sense of Medicare and your tax obligations
To help pay for the public health system which we call Medicare, you’re required to pay a 2 percent Medicare …
Is $1 million enough to retire on?
Everyone who’s approaching retirement wants to know how much money they need to save – how much is enough to …
How to review your SMSF investment strategy
Super law sets out some requirements that trustees of regulated super funds need to consider when formulating an investment strategy. …
How to overcome a financial setback
When considering the financial position they’ve achieved in retirement, many Australian retirees share the same opinion: “I wish I’d saved …
Market and Economic overview
Australia Headline inflation rose slightly more than expected in the December quarter. Prices rose 0.7% over the three-month period, the …
Six cognitive biases that influence how we save, spend and invest money
We like to think we’re rational beings. But the reality is that a lot of our daily behaviour is influenced …
Should I borrow to invest in shares?
Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an …